ÿWPC‡% ”· ùìcëíOÑœ`Ž_W­\@8ìOÑ‘Øk/8Óýj™»Æ  æš<.Èõjr|ÀÍ[çq8Ë¥Í"œ™Oy[ŽaEÊÜúuoÜ€–}jÉeGΰª^€< Cû~Äohï"Dà¿§miôH¦†Òšu¬ße2ïϩں©ƒÉM~õpõ…C¢³CªLm [e¶ãò±,ÔŠS^b𾔥ÝAÉž›A§ÙpXú!OŠí| ®ì°Y©²7¾­¿í?ÅLš³ ú±ßôÍÁ7åÌ1†7Òy-AxuF`Hk¤›½ªÙøÖi'uõƒ™ ;T[Ë«Õý.m¾¬ÁE²ÏýÔœù&XÞæ„Õ6õmˆ¢/¼îŸèÉ0&Û™P þÖ<‘,å qDlB2=! ]º WÀV–ÏGQSúU£ç¿àM»eÎY ñ«_›Õ2:Æ^©ÞT¼÷‡{ ¡ßäâ‚F6³iùQוo=![Ò-°Üoè¾L¼ËzÑ ‡âÒé“Ì!^ä¾Å™vk·[çþö<ÙCÈ`& Ðbe€accompanied€by€the€required€membership€dues€and€fees.€(No€such€application€forÐ  4' ÐHonorary€membership€shall€be€required€€because€proposals€for€the€election€of€individualsÐ æ ( Ðto€this€class€of€membership€shall€be€initiated€by€the€Board€of€Directors).к!Ü)'(#'(# ÐSection€2.à  àActive€members€shall€be€elected€by€a€majority€vote€of€the€entire€Board€of€Directors.Ð ø"+ ÐAssociate€and€Honorary€members€shall€be€elected€by€a€two-thirds€(òò2óó/òò3óó)€vote€of€the€entire€BoardÐ Ì#î, Ðof€Directors.Ð  $ - ÐSection€3.à  àAny€member€may€resign€from€this€Association€provided€that€all€indebtedness€to€thisÐ Þ%"/ ÐAssociation€has€been€paid.€Membership€dues€are€non„refundable€upon€resignation€from€theÐ ²&Ô"0 ÐAssociation.€The€resignation€shall€be€€communicated€to€the€Board€of€Directors,€or€itsÐ †'¨#1 Ðrepresentative,€and€shall€become€effective€when€accepted€by€a€majority€vote€of€the€Board€ofÐ Z(|$2 ÐDirectors.Ð .)P%3 ÐÌò òARTICLE€Vð"ðDISCIPLINEó óÐ ª+Ì'7 ÐSection€1.à  àAny€Active€or€Associate€member€being€two€(2)€months€in€arrears€in€the€payment€ofÐ ô,)9 Ðmembership€dues€or€fees€or€any€other€indebtedness€to€the€Association€shall€automaticallyÐ È-ê): Ðstand€suspended,€and€shall€be€notified€in€writing€by€the€Secretary.€Such€member,€uponÐ œ.¾*; Ðpayment€of€such€indebtedness,€may€be€reinstated€by€a€majority€vote€of€the€entire€Board€ofÐ p/’+< ÐDirectors.€If€all€such€indebtedness€is€not€paid€€within€six€(6)€months€of€such€memberððs€lastÐ D0f,= Ðanniversary€date€and€the€member€is€not€reinstated€by€the€board€of€directors€during€that€six„Ð Þ Ðmonth€period,€then€membership€in€the€Association€shall€automatically€terminate€at€the€end€ofÐ ²Ô Ðthat€€six„month€period,€and€the€member€shall€be€so€notified€by€the€Secretary.Ð †¨ ÐSection€2.à  à€Any€member€charged€with€conduct€unbecoming€a€member€of€this€Association,€andÐ Äæ Ðagainst€whom€such€charges€are€sustained€after€a€due€and€proper€hearing€before€the€Board€ofÐ ˜º ÐDirectors,€may€be€reprimanded,€suspended€or€expelled€from€membership€in€this€Association.€InÐ lŽ Ðsuch€cases,€a€vote€of€two„thirds€(òò2óó/òò3óó)€of€the€entire€Board€of€Directors€€shall€be€necessary€toÐ @ b Ðsustain€the€charges.€The€type€of€€discipline€to€be€imposed€must€then€be€separately€voted€byÐ  6 Ðtwo„thirds€(òò2óó/òò3óó)€of€the€entire€Board€of€Directors.Ð è   ÐSection€3.à  àAny€person€whose€membership€in€this€Association€has€been€terminated€in€anyÐ & H  Ðmanner€shall€forfeit€all€interest€in€any€funds€or€other€property€belonging€to€this€Association,€andÐ ú   Ðall€right€to€the€use€of€the€name,€emblem€or€other€insignia€of€this€Association,€the€StateÐ Î ð  ÐAssociation€and€the€National€Association.Ð ¢Ä  ÐSection€4.à  àAny€elected€officer€or€director€may,€after€due€and€proper€hearing€before€the€BoardÐ à  Ðof€Directors,€be€removed€from€office€due€to€failure€or€unwillingness€or€inability€to€serve,Ð ´Ö  Ðmalfeasance,€or€conduct€unbecoming€a€member.€In€such€case,€a€vote€of€two-thirds€(òò2óó/òò3óó)€of€theÐ ˆª  Ðentire€Board€of€Directors€shall€be€necessary€to€sustain€the€removal.Ð \~ ÐÌò òÔ& Æ ÔARTICLE€VIð"ðOFFICERSó óÐ Øú ÐSection€1.à  àThe€officers€of€this€Association€shall€include€President,€Immediate€Past€President,Ð "D ÐVice€President,€Secretary-Treasurer,€National€Committeeman,€and€the€Association€ExecutiveÐ ö Ðex„officio.Ô'ÆØÂ+ÔÐ Êì ÐSection€2.à  àEach€officer€(except€the€Association€Executive)€shall€be€an€Active€member€in€goodÐ * Ðstanding.Ð Üþ ÐSection€3.à  àAll€officers€shall€take€office€on€the€first€day€of€June€following€their€election,€and€shallÐ <  Ðserve€for€a€term€of€twelve€months,€or€until€their€successor€shall€be€duly€elected€and€qualifiedÐ î! Ðwith€the€exception€of€the€National€Committeeman,€whose€term€shall€run€36€months.Ð Âä" ÐSection€4.à  àThe€duties€of€the€officers€shall€be€as€follows:Ð "$ Ða.à0 ' àThe€President€shall€be€the€chief€executive€officer€of€the€Association,€and€shall€preside€overÐ >`& Ðall€meetings€of€the€Association€and€the€Board€of€Directors.€The€President€shall€appoint€andÐ  4' Ðbe€an€ex-officio€member€of€all€Standing€and€Special€Committees,€as€well€as€a€member€ofÐ æ ( Ðthe€National€Council€of€the€National€Association.€The€President€shall€perform€such€otherÐ º!Ü) Ðduties€as€usually€pertain€to€the€office€of€President.ÐŽ"°*'(#'(# Ðb.à0 ' àThe€Immediate€Past€President€shall€perform€such€duties€as€may€be€assigned€by€theÐ Ì#î, ÐPresident€or€Board€of€Directors.Р$ -'(#'(# Ðc.à0 ' àThe€Vice€President,€in€the€absence€of€the€President,€shall€preside€at€all€meetings€of€thisÐ Þ%"/ ÐAssociation€and€the€Board€of€Directors.€The€Vice€President€shall€be€the€Program€ChairmanÐ ²&Ô"0 Ðand€shall€perform€such€other€duties€as€may€be€assigned€by€the€President€or€the€Board€ofÐ †'¨#1 ÐDirectors.€It€shall€be€the€primary€responsibility€of€the€Vice€President,€with€the€advice€of€theÐ Z(|$2 ÐBoard€of€Directors,€to€anticipate€the€duties€of€the€President€during€the€next€association€yearÐ .)P%3 Ðand€to€prepare€for€submission€to€the€Board€of€Directors,€no€later€than€the€next€scheduledÐ *$&4 ÐBoard€meeting€after€advancement€to€the€office€of€President,€committee€appointments€andÐ Ö*ø&5 Ðrecommended€goals€and€objectives.Ъ+Ì'6'(#'(# Ðd€.à0 ' àThe€Secretary-Treasurer€shall€be€responsible€for€verifying€and€maintaining€tax„exempt€andÐ è, )8 Ðnon„profit€status,€keeping€the€records€of€membership,€attendance,€membership€dues,€theÐ ¼-Þ)9 Ðminutes€of€the€meeting€of€the€Association€and€Board€of€Directors,€and€shall€present€all€billsÐ .²*: Ðto€the€Board€of€Directors€for€approval.€The€Secretary„Treasurer€shall€collect€all€funds€dueÐ d/†+; Ðthe€Association€and€promptly€deposit€such€funds€in€the€Associationððs€official€depository€andÐ 80Z,< Ðshall€disburse€such€funds€on€the€order€of€the€Board€of€Directors.€The€Secretary„TreasurerÐ Þ Ðshall€sign€or€countersign€all€checks,€shall€at€all€times€have€the€Associationððs€accounts€andÐ ²Ô Ðbooks€open€to€inspection€by€the€President,€the€Board€of€Directors€and€any€authorizedÐ †¨ Ðauditors.€This€person€may€be€requested€to€make€bond.€The€Secretary„Treasurer€shallÐ Z| Ðsubmit€to€the€proper€officials€and€committees,€or€to€the€Association,€all€communicationsÐ .P Ðreceived€from€the€National€Association€and€State€Association.€The€Secretary„TreasurerÐ $ Ðshall€submit€all€official€reports€requested€by€the€National€Association,€the€StateÐ Öø ÐAssociation,€and€laws€governing€the€conduct€of€the€Associationððs€activities.€The€Secretary„Ð ª Ì ÐTreasurer€shall€make€a€report€at€the€annual€meeting€of€this€Association€and€at€such€otherÐ ~   Ðtimes€as€the€President€or€the€Board€of€Directors€may€require;€and€shall€be€responsible€forÐ R t  Ðthe€completion€and€submission€of€forms€required€by€laws€governing€the€administrationÐ & H  Ðand/or€tax€status€of€this€Association.€The€clerical€duties€listed€above€for€the€Secretary„Ð ú   ÐTreasurer€may€be€delegated€by€the€Board€of€Directors€to€the€Association€Executive.€TheÐ Î ð  ÐSecretary„Treasurer€shall€also€be€the€Membership€Chairman.Ð¢Ä '(#'(# Ðe€.à0 ' àThe€National€Committeeman€shall€serve€as€liaison€officer€between€this€Association€and€theÐ à  ÐNational€Association.€The€National€Committeeman€shall€also€be€a€member€of€the€NationalÐ ´Ö  ÐCouncil€of€the€National€Association€and€shall€report€back€to€and€take€counsel€with€theÐ ˆª  ÐAssociation€with€reference€to€Ô_Ô€matters€considered€by€said€National€Council,€the€NationalÐ \~ ÐAssociation€Board€of€Trustees,€and€the€various€Standing€and€Special€Committees€of€theÐ 0R ÐNational€Association.Ð&'(#'(# Ðf€.à0 ' àThere€may€be€an€Association€Executive€€appointed€by€the€Board€of€Directors,€for€suchÐ Bd Ðperiod,€such€compensation,€and€with€such€authority,€duties,€facilities,€and€assistance€as€theÐ 8 ÐBoard€of€Directors€may€determine.€The€Association€Executive€shall€have€no€vote€and€shallÐ ê  Ðbe€the€administrative€head€of€the€local€headquarters€staff€and€office,€and€shall€store€allÐ ¾à Ðpermanent€records€at€such€headquarters.Ð’´'(#'(# ÐÌò òÔ& ò ÔARTICLE€VIIð"ðBOARD€OF€DIRECTORSó óÐ 0 ÐSection€1.à  àThe€Board€of€Directors€shall€consist€of€the€officers€and€four€(4)€elected€DirectorsÐ Xz  Ðand€the€Association€Executive€ex€officio.Ô'ò*BÔÐ ,N! ÐSection€2.à  àEach€Director€shall€be€an€Active€member€in€good€Ô_Ôstanding.Ð jŒ# ÐSection€3.à  à€Two€(2)€Directors€shall€be€elected€annually€and€shall€take€office€the€first€day€ofÐ ¨Ê% ÐJune€of€the€year€of€their€election.€The€term€of€office€of€all€directors€shall€be€two€(2)€years,€orÐ | ž& Ðuntil€their€successors€shall€be€duly€elected€and€qualified.Ð P!r' ÐSection€4.à  àThe€Board€of€Directors€shall€determine€the€policies,€strategic€plan,€and€activities€ofÐ Ž"°) Ðthe€Association,€elect€and€discipline€members,€approve€the€budget,€approve€all€expendituresÐ b#„* Ðand€authorize€all€disbursements,€take€counsel€with€committees€and€have€general€managementÐ 6$X + Ðof€the€Association€and€its€affairs.€The€Board€of€Directors€may€employ,€or€authorize€theÐ  %,!, Ðemployment€of,€paid€personnel€and€fix€the€terms€and€conditions€of€such€employment.Ð Þ%"- ÐSection€5.à  àThe€Board€of€Directors€shall€meet€once€each€month€from€August€to€May€and€at€theÐ '>#/ Ðcall€of€the€President.Ð ð'$0 ÐSection€6.à  àA€quorum€for€any€Board€of€Directors€meeting€or€any€special€meeting€called€by€theÐ .)P%2 ÐPresident€shall€consist€of€one„fourth€(òò1óó/òò4óó)€of€the€Board€of€Directors.Ð *$&3 ÐSection€7.à  àThe€construction€and€interpretation€of€the€Bylaws€by€the€Board€of€Directors€shall,€inÐ @+b'5 Ðthe€absence€of€€contrary€interpretation€by€the€National€Association€Board€of€Trustees,€be€finalÐ ,6(6 Ðand€binding€except€as€set€forth€in€Section€8€of€this€Article.Ð è, )7 ÐSection€8.à  àAll€decisions€of€the€Board€of€Directors€shall€be€final€and€binding€upon€thisÐ &.H*9 ÐAssociation,€except€that€upon€notice€by€a€minority€of€not€less€than€four€(4)€Directors,€filed€withÐ ú.+: Ðthe€Secretary„Treasurer€within€twenty-four€(24)€hours€of€any€decision,€action€may€be€stoppedÐ Î/ð+; Ðand€the€matter€referred€for€final€determination€by€the€general€membership,€at€the€next€regularÐ Þ Ðor€special€meeting.Ð ²Ô ÐÌò òARTICLE€VIIIð"ðNOMINATIONS€AND€ELECTIONSó óÐ .P ÐSection€1.à  àThe€election€of€Officers€and€Directors€shall€be€held€at€the€annual€meeting€of€theÐ xš ÐAssociation.Ð L n ÐSection€2.à  àAt€a€regular€meeting€of€the€Association€at€least€one€(1)€calendar€month€prior€to€theÐ Š ¬  Ðdate€of€the€annual€meeting,€the€President€shall€appoint€a€Committee€on€Nominations€andÐ ^ €  ÐElections.€The€duties€of€this€Committee€shall€be€to€solicit,€receive€and€prepare€nominations€andÐ 2 T  Ðto€have€general€charge€of€the€election,€including€the€preparation,€distribution,€collection€andÐ  (  Ðcounting€of€the€ballots.Ð Ú ü  ÐSection€3.à  àThe€Committee€on€Nominations€and€Elections€shall€€prepare€an€election€ballotÐ :  Ðcontaining€the€names€of€the€Committeeððs€nominees€for€officer€and€director€positions.€NomineesÐ ì  Ðselected€by€the€Committee€shall€be€published€in€the€Association€newsletter€or€special€bulletinÐ Àâ  Ðand€distributed€to€all€Active€and€Associate€members€of€the€Association€at€least€two€(2)€weeksÐ ”¶  Ðprior€to€the€annual€meeting.€In€addition,€nominations€from€the€floor€may€be€presented€at€theÐ hŠ Ðannual€meeting€provided€that€written€notice€shall€have€been€received€by€the€Secretary€of€thisÐ <^ ÐAssociation€at€least€seven€(7)€days€prior€to€the€meeting.Ð 2 ÐSection€4.à  àVoting€shall€be€by€secret€ballot€and€shall€not€be€cumulative.€Only€Active€Members€inÐ Np Ðgood€standing€present€at€the€annual€meeting€may€vote.€There€shall€be€no€voting€by€proxy.Ð "D ÐSection€5.à  àThe€nominee€for€each€office,€except€that€of€Director,€receiving€a€majority€of€all€votesÐ `‚ Ðcast€shall€be€declared€elected.€In€the€case€of€Director,€the€number€of€nominees€in€accordanceÐ 4V Ðwith€Article€VII,€Section€3,€receiving€the€highest€number€of€votes€shall€be€declared€elected.€AnÐ * Ðadditional€ballot€or€ballots€shall€be€taken€if€necessary€to€determine€which€of€two€or€moreÐ Üþ Ðcandidates€receiving€an€equal€number€of€votes€shall€be€elected.Ð °Ò ÐSection€6.à  àIn€the€case€of€a€vacancy€in€the€office€of€President,€the€Vice€President€shall€succeedÐ î! Ðto€the€office.€In€the€case€of€a€vacancy€in€the€office€of€Vice€President,€or€other€officers€as€definedÐ Âä" Ðin€Article€VII,€Section€1,€or€Director,€the€vacancy€shall€be€filled€by€the€Board€of€Directors€at€aÐ –¸# Ðregular€or€special€meeting€of€the€Board€of€Directors€as€soon€as€possible€after€such€vacancy€hasÐ jŒ$ Ðoccurred.Ð >`% ÐÌò òARTICLE€IXð"ðCOMMITTEESó óÐ º!Ü) ÐSection€l.à  àThere€shall€be€the€following€standing€committees:Ð #&+ ÐÓ €Óà0 ' à1.à0'(#'(#àPrograms€ÐB$d -(#(# Ðà0 ' à2.à0'(#'(#àMembership€Ð%8!.(#(# Ðà0 ' à3.à0'(#'(#àProfessional€DevelopmentÐê% "/(#(# ÐÓ€ 6(5h838ÓØ! !ØÝ"‚:3£"ÝÝ  Ýà0 ' àÝ‚:3£$YÝÔ25hÔÚ  Ú4Ú  Ú.Ô3  Ôà0'(#'(#àÝ  ÝGovernment€Relations݃:3£$Y]Y݌о&à"0(#(# ÐŒÝ  ÝÝ"‚:3£"ÝÝ  Ýà0 ' àÝ‚:3£ZÝÔ25hÔÚ  Ú5Ú  Ú.Ô3  Ôà0'(#'(#àÝ  ÝAHIA€Health݃:3£ZNZ݌В'´#1(#(# ÐŒÝ  Ýà0 ' àÐ '(#'(# ÐÓ €WÓSection€2.à  àThe€members€of€each€standing€committee€shall€serve€for€a€term€of€one€year,Ð :)\%3 Ðcommencing€on€the€first€day€of€June.€All€committee€members€shall€be€appointed€by€theÐ *0&4 ÐPresident,€with€the€majority€approval€of€the€Board€of€Directors,€and€shall€be€subject€to€removalÐ â*'5 Ðby€the€President.€Each€Committee€shall€be€responsible€to€the€President€and€the€Board€ofÐ ¶+Ø'6 ÐDirectors€and€shall€make€such€reports€as€the€President€or€the€Board€of€Directors€may€direct.Ð Š,¬(7 ÐSection€3.à  àSpecial€committees€may€be€appointed€by€the€President,€with€the€majority€approvalÐ È-ê)9 Ðof€the€Board€of€Directors,€and€shall€perform€such€duties€as€may€be€directed€by€the€President.Ð œ.¾*: ÐÐ Ú/ü+< Ðò òÔ& ò ÔARTICLE€Xð"ðDUTIES€OF€STANDING€COMMITTEESó óÐ Þ ÐSection€1.à  à€The€Committee€on€Programs€shall€arrange€a€program€for€every€meeting€of€theÐ (J ÐAssociation€as€far€in€advance€as€possible,€cooperating€with€the€Board€of€Directors€and€otherÔ'òÞo^ÔÐ ü Ðcommittees€of€the€Association€to€ensure€that€programs€are€coordinated€with€the€AssociationððsÐ Ðò Ðother€activities,€are€of€the€highest€quality,€and€contribute€to€meeting€the€€mission€of€thisÐ ¤Æ ÐAssociation.€This€committee€shall€have€full€charge€of€arrangements€in€connection€withÐ xš ÐAssociation€meetings€including€arranging€menus,€and€necessary€physical€facilities.€ThisÐ L n Ðcommittee€shall€also€work€to€promote€full€attendance€at€all€Association€meetings,€shall€greetÐ  B Ðmembers€as€they€arrive,€and€shall€arrange€for€the€proper€reception€of€all€visitors€and€guests.Ð ô   ÐSection€2.à  à€Committee€on€Membership€shall€study,€€recommend€and€implement€a€membershipÐ 2 T  Ðdevelopment€plan€to€obtain€members€who€meet€the€standards€and€requirements€prescribed€inÐ  (  Ðthe€bylaws€of€this€Association.€This€committee€is€responsible€for€obtaining€as€many€membersÐ Ú ü  Ðeach€year€as€the€Board€of€Directors€determines€are€necessary€to€meet€the€goals€of€theÐ ®Ð  ÐAssociation.€If€directed€by€the€Board€of€Directors,€this€€Committee€shall€consider€all€applicationsÐ ‚¤  Ðfor€membership€and€shall€submit€its€recommendations€thereon€to€the€Board€of€Directors€for€finalÐ Vx  Ðapproval.Ð *L  ÐÒ‘°ÒSection€3.à  à€The€Committee€on€Professional€Development€shall€promote€professionalÐ hŠ Ðdevelopment€and€provide€educational€programs€and€other€educational€opportunities€forÐ <^ ÐAssociation€members€and€other€individuals€involved€with€insurance€and€other€closely€relatedÐ 2 Ðfinancial€products€and€services.€This€Committee€shall€also€be€responsible€for€promotion€andÐ ä Ðcoordination€of€LUTC€programs.Ð ¸Ú ÐÒ°‘ÒSection€4.à  à€€The€Committee€on€Government€Relations€shall€examine€laws€and€regulations,Ð ö Ðexisting€or€proposed,€affecting€the€life€and€health€insurance€and€financial€services€industry,€andÐ Êì Ðsubmit€recommendations€concerning€such€laws€and€regulations€to€the€Board€of€Directors.€TheÐ žÀ ÐCommittee€shall€assist€in€the€implementation€of€the€legislative€programs€of€the€National€andÐ r” ÐState€Associations.€The€Committee€shall€develop€programs€to€promote€contributions€to€theÐ Fh ÐState€Associationððs€Political€Action€Committee€and€NAIFAPAC,€and€to€aid€individuals€inÐ < Ðbecoming€more€knowledgeable€and€involved€in€politics€and€government.€The€Committee€shallÐ î Ðseek€to€make€members€aware€of€the€purposes€and€opportunities€of€NAIFAPAC€and€the€StateÐ Âä  ÐAssociation€PAC€by€encouraging€contributions€to€selected€candidates€for€state€and€federalÐ –¸! Ðelective€office.€The€Committee€shall€promote€the€involvement€of€this€Association€in€the€electionÐ jŒ" Ðof€candidates€for€local,€state€and€national€office,€consistent€with€the€legislative€positions€of€thisÐ >`# ÐAssociation.€The€Committee€shall€also€identify€and€foster€the€creation€of€member€relationshipsÐ  4$ Ðwith€elected€officials.€The€Committee€may€carry€out€its€duties€through€subcommittees€or€taskÐ æ % Ðforces€on€legislation,€political€action,€and€political€involvement.Ð º!Ü& ÐSection€5.€The€AHIA€Health€Committee€shall€provide€services€to€members€concerning€healthÐ ø"( Ðinsurance€in€the€areas€of€legislation,€professional€development,€and€educational€programming.Ð Ì#î) ÐÌò òARTICLE€XIð"ðMEETINGSó óÐ H&j"- ÐSection€1.à  àThis€Association€shall€hold€€regular€meetings€on€such€dates€and€at€such€times€andÐ ’'´#/ Ðplace€as€shall€be€determined€by€the€Board€of€Directors.€Ð f(ˆ$0 ÐSection€2.à  àThe€annual€meeting€of€this€Association€shall€be€held€in€connection€with€the€lastÐ ¤)Æ%2 Ðregular€meeting€of€the€fiscal€year,€before€the€summer€break.€The€membership€of€thisÐ x*š&3 ÐAssociation€shall€be€given€at€least€two€weeks€notice€of€the€date€and€place€of€the€annualÐ L+n'4 Ðmeeting.Ð  ,B(5 ÐSection€3.à  àThe€lesser€of€twenty€(20)€Active€members€or€one-fourth€(òò1óó/òò4óó)€of€the€Active€membersÐ ^-€)7 Ðof€this€Association€shall€constitute€a€quorum€for€any€meeting.Ð 2.T*8 ÐÐ p/’+: Ðò òÔ& B ÔARTICLE€XIIð"ðNATIONAL€AND€STATE€AFFILIATIONó óÐ Þ ÐSection€1.à  àIn€recognition€of€the€values€of€national€fellowship€and€cooperation€available€to€thisÐ (J ÐAssociation€and€its€members€through€its€privileges€and€rights€of€participation€in€the€€governanceÐ ü Ðand€activities€of€the€National€Association€and€the€State€Association,€it€is€hereby€declared€aÐ Ðò Ðmajor€policy€of€this€Association€to€exercise€fully€those€privileges€and€rights€granted€to€it,€and€toÐ ¤Æ Ðdischarge€promptly€all€lawful€obligations€imposed€upon€it,€by€the€National€Association€and€theÐ xš ÐState€Association.Ô'BÞzqÔ€òòóóThe€Association€shall€conform€to€the€accepted€standards€for€memberÐ L n Ðassociations€as€set€forth€from€time„to„time€by€the€National€Association.Ð  B ÐSection€2.à  àThe€Board€of€Directors€shall€provide€for€the€prompt€review,€approval€and€forwardingÐ ^ €  Ðof€all€reports€required€or€requested€by€the€National€Association€or€the€State€Association.Ð 2 T  ÐSection€3.à  àThe€Board€of€Directors€shall€provide€for€the€prompt€payment€of€all€dues€and€otherÐ p ’  Ðindebtedness€to€the€National€Association€and€the€State€Association.€Membership€duesÐ Df  Ðattributable€to€new€members€of€this€Association€shall€be€payable€to€the€National€Association€notÐ :  Ðlater€than€thirty€(30)€days€after€the€receipt€by€this€Association€of€dues€attributable€to€suchÐ ì  Ðmembers.€The€National€Association€shall€process€all€membership€renewals€for€all€members€ofÐ Àâ  Ðthis€Association.Ð ”¶  ÐSection€4.à  à€Insofar€as€possible,€this€Association€shall€be€represented€by€its€proper€delegates,Ð Òô Ðor€their€duly€appointed€alternates,€at€all€appropriate€conventions€and€meetings€of€the€NationalÐ ¦È ÐAssociation€and€the€State€Association.€Provision€for€the€expense€of€representation€at€suchÐ zœ Ðconventions€and€meetings€may€be€made€by€the€Board€of€Directors€in€preparing€the€budget€ofÐ Np Ðthe€Association.Ð "D ÐÌò òARTICLE€XIIIð"ðREVENUEó óÐ žÀ ÐSection€1.à  àEach€member€of€this€Association€shall€pay€annual€dues€except€as€may€be€providedÐ è  Ðbelow.€€Dues€shall€be€payable€on€the€memberððs€annual€membership€date€and€shall€be€paid€notÐ ¼Þ Ðlater€than€two€(2)€months€thereafter.€€A€memberððs€ð ðannual€membership€dateðð€shall€be€the€first€ofÐ ²  Ðthe€month€following€the€day€on€which€the€memberððs€application€for€membership€was€approved,Ð d†! Ðor€the€first€of€a€later€month€specified€by€a€member€who€chooses€to€pay€prorated€dues€pursuantÐ 8Z" Ðto€the€membership€procedures€of€this€Association.€Ð  .# ÐSection€2.à  àAnnual€dues€shall€be€€the€amount€of€money€required€by€this€Association,€asÐ Jl% Ðdetermined€by€the€Board€of€Directors,€to€provide€for€the€basic€operation€and€payment€ofÐ  @& Ðexpenses€of€the€Association,€€plus€required€National€Association€and€State€Association€duesÐ ò ' Ðand€fees,€based€on€class€of€membership.€The€Board€of€Directors€of€this€Association€shallÐ Æ!è( Ðreview€and€approve€the€local€association€portion€of€annual€dues€once€each€year€and€may€raiseÐ š"¼) Ðthis€amount€no€more€than€once€each€year.Ð n#* ÐSection€€3.à  àHonorary€Members€are€not€required€to€pay€dues€and€are€not€counted€by€theÐ ¬$Î , ÐNational€Association€in€computing€membership€quotas€or€achievement.€Honorary€membersÐ €%¢!- Ðmay€subscribe€to€€the€National€Associationððs€monthly€magazine€and€other€publications,€ifÐ T&v". Ðdesired,€at€the€current€member€subscription€rate.Ð ('J#/ ÐÒe°ÒSection€€4.à  àMonies€payable€to€the€National€Association€may€be€waived€during€disability,€exceptÐ f(ˆ$1 Ðfor€any€appropriate€fees€as€may€from€time€to€time€be€established€by€the€Board€of€€Trustees€ofÐ :)\%2 Ðthe€National€Association,€for€those€individuals€who€have€been€members€of€a€local€an€associationÐ *0&3 Ðfor€at€least€ten€(10)€years,€and€whose€total€disability€has€been€documented€to€the€satisfaction€ofÐ â*'4 Ðthe€Board€of€Directors€of€this€Association.€The€Board€of€Directors€of€this€Association€may€waiveÐ ¶+Ø'5 Ðthis€Associationððs€portion€of€annual€dues€(but€not€the€National€or€State€Association€portions)€forÐ Š,¬(6 Ðparticular€members,€for€specified€time€periods,€as€the€Board€deems€appropriate€under€specialÐ ^-€)7 Ðcircumstances.Ð 2.T*8 ÐSection€5.€The€National€Association€shall,€on€behalf€of€this€Association,€process€all€membershipÐ p/’+: Ðrenewals€for€all€members€of€this€Association.€€The€National€Association€shall€remit€to€thisÐ D0f,; ÐAssociation€that€portion€of€the€renewal€dues€for€each€member€of€this€Association€that€is€payableÐ Þ Ðto€this€Association€no€later€than€fifteen€(15)€days€following€the€National€Associationððs€receipt€ofÐ ²Ô Ðsuch€membership€renewal€dues.Ð †¨ ÐÌò òARTICLE€XIVð"ðFINANCEó óÐ $ ÐSection€l.à  àThe€fiscal€year€of€this€Association€shall€begin€on€the€first€day€of€June€of€each€year.Ð L n ÐSection€2.à  àNot€later€than€the€fifteenth€day€of€September€of€each€year€a€budget€of€estimatedÐ Š ¬  Ðincome€and€expenditures€for€the€fiscal€year€shall€be€adopted€by€the€Board€of€Directors.Ð ^ €  ÐSection€3.à  àThe€Associationððs€books€of€account€shall€be€audited€at€least€once€each€year.€TheÐ œ ¾  Ðauditors€shall€be€named€by€the€Board€of€Directors.Ð p ’  ÐSection€4.à  àThe€Board€of€Directors€shall€determine€the€official€depository€or€depositories€for€thisÐ ®Ð  ÐAssociation€funds€and€shall€designate€one€or€more€persons,€in€addition€to€the€Secretary„Ð ‚¤  ÐTreasurer,€to€sign€checks€or€other€documents€for€the€disbursement€of€such€funds.€At€least€oneÐ Vx  Ðof€the€additional€persons€authorized€to€sign€checks€for€this€Association€shall€be€the€President.Ð *L  ÐSection€5.à  àUpon€dissolution€of€this€Association,€all€remaining€assets€shall€be€transferred€toÐ hŠ Ðeither€the€State€Association€or€the€National€Association,€or€an€organization€which€is€exempt€fromÐ <^ ÐFederal€Income€Tax€under€Internal€Revenue€Code€Section€501(c)(3).Ð 2 ÐÌò òARTICLE€XVð"ðRULES€OF€ORDERó óÐ Œ® ÐSection€1.à  àThe€current€edition€ofòò€Robertsðð€Rules€of€Order,€Newly€Revisedóó€shall€be€theÐ Öø Ðparliamentary€authority€for€all€matters€of€procedure€not€specifically€covered€by€these€Bylaws.Ð ªÌ ÐÌò òARTICLE€XVIð"ðAPPROVAL€OF€BYLAWS€AND€AMENDMENTSó óÐ &H" ÐSection€1.à  àAny€amendment€to€these€Bylaws,€if€in€conformity€with€the€€policies€of€the€NationalÐ p’$ ÐAssociation,€may€be€adopted€by€a€two-thirds€(òò2óó/òò3óó)€vote€of€the€Active€members€present€at€anyÐ Df% Ðmeeting€of€the€Association;€provided€that€written€notice€of€the€meeting€and€of€the€proposedÐ :& Ðamendments€shall€have€been€€communicated€to€the€members€at€least€one€month€prior€to€theÐ ì' Ðmeeting,€and€provided€further€that€a€quorum€is€present€at€the€meeting.Ð Àâ( ÐÔ& | ÔSection€2.à  àNotwithstanding€the€provisions€of€Section€1,€these€Bylaws€and€any€amendmentsÐ þ * Ðthereto€shall€be€effective€only€when€submitted€to€and€approved€by€the€State€Association€and€theÐ Ò!ô+ ÐNational€Association.€True€copies€of€these€Bylaws€and€all€such€amendmentsÔ'|þ ŸÔ€shall€also€beÐ ¦"È, Ðprovided€by€the€Secretary„Treasurer€of€the€Association€to€the€State€Association€and€the€NationalÐ z#œ- ÐAssociation.Ð N$p . ÐÌThe€foregoing€is€a€true€and€complete€copy€of€the€Bylaws€of€this€Association.Ð Ê&ì"2 Ð